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No paper format and only 250 words needed. Two references needed and included.

Read the Rice (1997) and the Korda and Eldridge (2011) articles, and review any relevant Instructor Guidance. It is suggested that you also take a moment to review a few of the recommended articles to glean any potential helpful information. Opportunism in health care is especially perceptible in the health insurance markets. Consider the area in which you live, specifically your state and local communities. Evaluate the social-cultural issues that are influencing adverse selection in insurance markets. Propose some strategies for reducing adverse selection in health insurance within these markets. Develop a microeconomic model that is responsive to your local service demands. Communicate how these issues are relevant to the economics of the greater U.S. health care system. What are the future implications with the Affordable Care Act?


Korda, H., & Eldridge, G. N. (2011). Payment incentives and integrated care delivery: Levers for health system reform and cost containment. Inquiry 48(4), 277-287. doi:10.5034/inquiryjrnl_48.04.01

Rice, T. (1997). Physician payment policies: Impacts and implications. Annual Review of Public Health, 18(1), 549. Retrieved from the EBSCOhost database.